Credit Cards use money you do not have in your own bank account; it is like you are borrowing money to buy or pay for anything and you will have to repay it later.
There are different kinds of credit cards offered by banks and financial companies and corporations. In this article, we will walk you through Citi Diamond Preferred Card benefits.
Citi Diamond Preferred Card Benefits: Overview on Credit Cards
Credit Cards are cards you use to pay for or buy anything when you do not have the money available in your bank account.
It is simply like you are borrowing the money from the bank and you will have to give it back later as the money is not yours in the first place.
There is “Build Credit History” feature when you use a credit card. Interest rates should be paid if you are late in giving the money you borrowed back.
When you use your credit card, you can be limited for any fraudulent purchases. There are fees when you use your credit cards, like: late repayment fees and foreign transactions fees.
Credit Cards help you have good credit history and credit score. You can enjoy cash back rewards when you use a credit card.
Credit Cards are great when you have an emergency and you do not have any money in your account or on you.
Citi Diamond Preferred Card Benefits: List
1. Annual Fee: $0.
2. APR for Purchases and Transfers.
3. ID Theft Protection Option.
4. Automated Warnings.
5. Entertainment Options.
6. Choose Pay Date.
7. Digital Wallet.
1. Annual Fee: $0:
First benefit among Citi Diamond Preferred Card benefits is: having a $0 annual fees! You can enjoy the Annual Percentage Rate (APR) on this card without having to pay any annual fees.
2. APR for Purchases and Transfers:
Second, this card offers 0% intro Annual Percentage Rate (APR) for 21 months. You can pay your debts more quickly and easily.
3. ID Theft Protection Option:
You can enjoy the ID Theft Protection Option on this card which will save you from any suspicious actions.
4. Automated Warnings:
You can get notifications all the time on any suspicious activities, balance levels, and payment reminders by email or phone calls.
5. Entertainment Options:
Another benefit on the list of Citi Diamond Preferred Card benefits is: Entertainment Options.
You can enjoy a selection of events, social activities, and offers available only for this card’s users.
6. Pay Date:
Enjoy choosing a particular date for your payments.
7. Digital Wallet:
You can enjoy shopping online using your digital wallet all the time by using your mobile phone or gadgets.
In this article, we have walked you through Citi Diamond Preferred Card benefits.
A great card offered by Mastercard that allows its users to enjoy many options and activities!
